Managing money today is a lot more complicated than it was in the past. Most people don’t keep a checkbook and balance it because so much personal finance is online. When you use personal finance apps, you can connect your accounts and keep track of your spending.
You can also set alerts for upcoming bill payments and you can even include your investments. Continue reading to see the best personal finance apps to help you stay organized.
Intuit Mint
One of the best known personal finance apps is Mint by Intuit. You can keep track of all of your finances in one place. You start by linking your credit and debit cards, and the app categorizes them to show you how you are spending your money.
You can keep track of all of your bills and you can create a budget as well. In addition, you get access to your credit score and feedback on how to improve it. You can also manage your utility payments and track your investments.
YNAB (You Need a Budget)
YNAB builds its personal finance app around their four rules:
- Give Every Dollar a Job
- Embrace Your True Expenses
- Roll with the Punches
- Age Your Money
Their goal is to help people create a budget and get control of their spending. You can import your checking account and you will see detailed reports on how you are spending your money. They can help people save money by bringing awareness to spending. The app is free to try for 34 days.
Personal Capital
This app is a personal finance and wealth management app that helps people manage their spending accounts and investments. It can integrate with over 14.000 financial institutions. You can keep track of your spending, create a budget, and optimize your investments.
You can look at your portfolio by asset class or account, and it will show you how you can diversify your investments. It will also show you hidden fees and more, so you can really work to stick to your budget and reach your investment goals.